Drink driver insurance can be expensive, hard to find, and full of red tape. At Got Points, we don’t believe it should be that complicated. A lot of insurers will turn away customers with drink driving convictions - and comparison sites are often no help, either. We’re different - we cut the hassle and real people, not call centres, will help you get covered with a minimum of fuss and help take a little of the stress out of an unpleasant situation.
some of the most common things we get asked:
What type of drink driving convictions do you cover?
We can provide drink driver insurance policies for those with past convictions that come under the following drink related offences:
DR10 insurance cover for those who’ve been convicted of driving or attempting to drive with alcohol concentration above the legal limit
DR20 insurance for those with convictions for driving or attempting to drive when unfit through drink or drugs
DR30 insurance for those who’ve been convicted of driving or attempting to drive and then failing to provide a breath specimen when asked
DR40 insurance for those who’ve been convicted of being in charge of a vehicle with alcohol concentration above the limit
DR50 insurance for those with convictions for being in charge of a vehicle while unfit through drink or drugs
DR60 insurance for those convicted of failure to provide a specimen in circumstances other than driving or attempting to drive
DR70 insurance for those convicted of failing to provide a breath test specimen
How long will a DR10 endorsement remain on my driving record?
A DR10 endorsement will remain on a persons driving record for a period of 11 years beginning from the date on which they were convicted.
How long do I need to declare a DR10 endorsement to insurance companies?
A DR10 endorsement will need to be declared to insurance companies for a period of 5 years beginning from the date a person was convicted of the drink driving offence that resulted in the DR10 endorsement. After a period of five years, the DR10 endorsement will be classed as ‘spent‘ under the Rehabilitation of Offenders Act 1974. Spent convictions do not need to be declared to insurance companies when obtaining quotes and purchasing motor insurance.
I’ve been on a drink driver rehabilitation course, will this reduce my premium?
Many insurers will react positively as it shows that you have put in efforts to learn more about the consequence of drink driving. Most insurers will view this as a big move in the right direction. You can only take a drink drive rehabilitation course if the court offers it to you. If you are offered the opportunity to take one, but refuse, you cannot opt to take one later.
Will drink drivers insurance be more expensive?
Naturally, anyone with a drink-related conviction is considered to be a higher risk than someone with a clean license. Fortunately, at Got Points, we realise that sometimes you may get a drink driving conviction but not be the type of person to drive recklessly. Working with specialist insurers we have secured some excellent deals for drink drivers insurance. Each individual case is different so our top deals require a little time for us to discuss your particular situation with the insurers to get you the best price available.