Lamborghini seized as man claims other uninsured car

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Lamborghini seized as man claims other uninsured car

It’s all kicking off in Manachester! An uninsured Lamborghini has been seized by police after the owner used it to pick up his other car - also confiscated for not being insured.

Greater Manchester Traffic Police tweeted the £290,000 Lamborghini Aventador seized at Eccles police station was now "on its way to join his other car".

It tweeted if you turn up to reclaim your car check "that the car you turn up in is covered on your policy first".

On Sunday, police seized another "flash" Lamborghini - one of a group of cars doing laps around the city centre "revving engines".

And last week officers in Oldham also stopped a white Lamborghini with no insurance. The driver was "being erratic with his driving" taking a passenger to a prom.

Next time, the drivers would be best advised to call Got Points first and get their impound insurance sorted before visting the police pound!

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What you will need if your vehicle is impounded

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What you will need if your vehicle is impounded

If your vehicle has been seized under Section 165A of the Road Traffic act 1988, the driver should have received a form 3708 seizure notice. Here’s what to do next:

How to reclaim your vehicle

You are legally required to go to the pound within seven working days of the date on the seizure notice or notice letter to reclaim your vehicle.

To reclaim your vehicle you must go to the correct pound and bring the correct documents (which are listed below).

The correct documents you need to reclaim your vehicle

Proof of identity – valid photo ID, such as:

  • passport

  • driving licence

  • EU national identity card

  • immigration document

The impound won't accept a student or employer’s ID.

Valid driving licence

Your driving licence must be either:

  • a UK photo card driving licence; if you have the old paper licence you need to bring your passport or another verifiable form of photo ID (one from the list above)

  • an EU/EEA photo card driving licence along with a passport or EU/EAA identity card

  • a non-EU/EEA driving licence together with an International Driving Permit or an official translation, plus a passport or other evidence of immigration status and date of arrival in the UK

If you've already given your licence to the police, they'll need evidence of this together with another type of verifiable photo ID (one from the list above).

If you've been disqualified in another EU member state or EEA country that disqualification applies in the UK too.

Valid certificate of motor insurance

You'll need to produce a valid certificate of motor insurance that permits the release of a vehicle impounded by a government authority before your vehicle will be released, even if you don’t intend to drive it on a public road.

These are acceptable:

  • electronic copies of the certificate on your mobile device

  • copies sent by fax or email, if they've come directly from your insurer

Please make sure you've declared all the relevant facts to your insurer, including:

  • correct registered keeper details

  • any motoring convictions in the last five years

  • any claimable incidents within the last five years, whether a claim was made or not

  • any relevant medical conditions or disability

  • correct address

  • correct date of birth

  • correct occupation

If you took out the policy after the vehicle was seized then you must also declare relevant pending convictions.

It's a serious criminal offence to fail to declare the correct material facts or to give false information when getting insurance. This can render your insurance invalid.

The police may share information with your insurer or the Motor Insurers' Bureau if they suspect an offence.

Short-term insurance or temporary cover (for a period of less than 30 days) may not be valid to reclaim a seized vehicle. Please check the wording on the certificate or cover note. If in doubt, contact your insurer before you come to the pound. 

A motor trader can't release a seized vehicle on your behalf. A motor trade policy will only permit the release of a vehicle that was:

  • the property of the motor trader

  • in their custody and control at the time of seizure

Proof of ownership

  • the full vehicle registration document (V5C) in your name together with proof of address to match the registered address, or

  • an unaltered and ‘in date’ new keeper supplement (V5C/2) together with a ‘verifiable’ bill of sale and proof of name and address to match the new keeper supplement

If a vehicle ‘in trade’ has been driven on the road without a valid trade licence displayed it must be registered to the owner immediately. The pound staff will send the relevant documents to DVLA on your behalf.

MOT

If your vehicle is over three years old and doesn't have a current MOT test pass certificate, you must:

  • bring evidence from a garage of a pre-booked MOT appointment, or

  • arrange recovery at your own expense

Vehicle excise duty (tax)

The current registered keeper is responsible for taxing a vehicle. The road tax is not transferred when the vehicle is sold to a new keeper.

If the vehicle's excise duty has expired, the vehicle may be seized again by DVLA if it's driven or parked on a public road.

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Impound Insurance Now Available

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Impound Insurance Now Available

Official figures just released have revealed that Police have taken over 11,500 vehicles from uninsured drivers in the West Midlands in a single twelve month period. The huge number of vehicles were seized and impounded by police officers - and in some circumstances were even destroyed.

Statistics included in a report to the county’s Strategic Policing and Crime board highlighted how big of a problem uninsured drivers are on roads in the West Midlands and of course the rest of Britain. The information has been released ahead of a new county-wide clampdown on the plague of uninsured drivers in the area.

At one point up to 268 cars, vans and motorcycles were being impounded each week in the area because the driver either had no car insurance or was not properly covered to drive the vehicle.

Under current laws, uninsured drivers can have their vehicle instantly seized by police. In most cases the vehicle is then towed or driven by a specially trained officer to a secure compound where it is stored until the owner can collect it with valid proof that they are insured to drive.

If the owner of the seized vehicle does not already have a suitable insurance policy, they may struggle to find a provider willing to offer insurance for an impounded car. However, specialist schemes for impound insurance such as the leading one offered by Got Points have proved a lifeline for worried drivers who need to recover their car before it’s scrapped.

More details can be found at www.gotpoints.co.uk/impound

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Tailgating and other careless driving

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Tailgating and other careless driving

The new penalties for road traffic offences such as tailgating and hogging the middle lane have now been with us two years. The fixed penalty fine levels were increased from £60 to £100 for using a mobile phone whilst driving and not wearing a seatbelt. These powers allow police to give on the spot fixed penalties of £100 fine and 3 penalty points to drivers for careless driving offences, similar to the penalties that can be given for speeding offences.

These changes were implemented to free up Court time and costs as they will now no longer have to deal with the more minor due care offences. Previously if someone was prosecuted for driving carelessly they not only had to be stopped at the roadside by the police, but then a summons had to be issued, the case referred to the Crown Prosecution Service and then evidence presented at Court.

However there is one significant difference between previous offences and those now eligible for fixed penalties, and that is the nature of the offences themselves. Put simply if someone is speeding there is a clear defining line between guilt and innocence, either they were over the speed limit or they weren’t.

There is no such clear definition of guilt with an allegation of driving without due care and attention, as it is at the officer’s discretion whether your standard of driving has been poor enough to have broken the law. If for example, a motorist is driving in the left hand lane, moves into the middle lane to overtake a lorry and notices another lorry in the left hand lane, another 200 feet ahead. Are they now expected to swerve back into the left hand lane for a few feet before moving back into the middle lane to overtake the second lorry?

Previously the matter was reviewed by the CPS and had to go to Court and whilst this was certainly a more bureaucratic system, it was also a safeguard against wrongful prosecution. How many officers would have referred such a matter to the Court system?

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Over 10,000 new drivers had their licence revoked last year

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Over 10,000 new drivers had their licence revoked last year

In a recent Freedom of Information request made to the DVLA, it was disclosed that 10,797 new drivers had their driving licence revoked in 2014. New drivers are classified as those who have held their full UK licence for less than two years. If they accumulate six penalty points or more on their licence within these first two years then their licence is automatically revoked. No disqualification is imposed, however they must re-take both their theory and practical tests.

The figures show that more than half of the drivers who had their licence revoked were convicted of driving without insurance; the second most common offence was speeding. It has often been said that new drivers are forgoing insurance due to the prohibitive costs involved and these figures would seem to corroborate that claim. It should however be pointed out that this offence is by no means restricted to younger drivers and there are currently no figures showing exactly how many drivers are convicted of driving without insurance.

These figures may also be skewed as it only requires one conviction of no insurance to cause a new driver’s licence to be revoked as the minimum penalty for this offence is six points. On the other hand speeding can carry anything between three and six points, therefore a number of drivers who get caught speeding on only one occasion will not have their licence revoked unless it is a particularly high speed.

The Association of British Insurers has also pointed to the advances of technology as a reason for the large number of people being caught and convicted of the offence. Scott Pendry of the ABI said: “Due to advances in technology, people driving uninsured are being identified in a much better way. So if they are not on the central database showing they are insured, they will face severe ramifications.” Many police cars now have on board cameras which will automatically inform them if a car does not have a valid insurance policy in place.

Not all of these offences are being committed intentionally. Many young drivers are insured on their parents policy and an oversight when taking out a renewal can sometimes mean that they are missed off the policy. There is also a common misconception that if you hold a comprehensive insurance policy, that it enables you to drive other vehicles. This is not always the case and in many instances the policyholder is restricted as to what vehicles they are able to drive.

In some instances, new drivers can avoid having their licence revoked by accepting a short period of disqualification instead. Any offence that carries penalty points also gives the Magistrates the discretion of imposing a disqualification as an alternative. If the offence carries three points this can be as short as a few days, but this does range up to more length disqualification periods depending upon the severity of the offence. Sometimes the Courts can also be reluctant to impose a discretionary disqualification as an alternative to penalty points if they see it as getting away with a less serious punishment.

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Full Speed Ahead

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Full Speed Ahead

The well known Freedom of Information Act has now been able to show the true speeds reached by the drivers of this country in new data released recently.

The public are often only aware of those cases that appear in the news and the higher speeds recorded have often escaped the public glare.

The highest speed confirmed within the last year stands at 149 miles per hour with the driver being caught on the M25 by the all too common speed camera. This person was not the only serious offender and in fact the figures go on to evidence that others were caught speeding at nearly 90 mph on urban 30 mile speed limit roads and in one case directly outside a primary school.

The current sentencing guidelines which are issued to Magistrates for speeding include a fine plus six penalty points or disqualification for between 7 and 56 days for motorists who drive at 101mph and 110mph on a 70mph road; at between 76mph and 85 mph on a 50mph road; or at between 51mph and 60mph in a 30mph zone.

However, the more serious offences of speed can in fact be charged as Dangerous Driving which can be heard in the Crown Court. The penalties for these speeding offences are grave and we all take our licences for granted on a daily basis, perhaps these new speeding figures will make a good number of us think twice.

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